What To Do In The Event of A Car Accident

As a driver there comes a time in your driving life that through no fault of your own or sometimes perhaps even by an oversight, you will have an accident with your car. The question is, what do you do if you have an accident with a car that you have insured with an insurance company? There is a lot of information that you should equip yourself with about claiming when you have an accident with your car. Some of these are:

You should first check the severity of the damage to your car to see whether it will be better not to claim as this may affect your no claim bonus, because if you lose part or all of your car insurance no claim bonus, this may cost you more. In such a case, it would be better to fix the car with your own money.

If you are sure that you need to make a car accident claim after your car is damaged, you will need to phone your insurance company to let them know about the accident as soon as you can. You should remember to ask the company to send you a claim form, and do not forget to note the name of the insurance company staff member you speak to.

If you have an accident in which the other persons car, but not your car, is damaged you will have to report the accident to your insurance company, because the damaged cars owner might want to make a claim against you. So it is important that your insurance company knows about this information at the earliest opportunity.

After an accident with your car, you should try to have about two estimates for the car repairs. Be aware that the insurance company may want to come around to inspect the extent of the car damage, therefore wait to see what the company intends to do before you start the repairs on your car.

Fill in the insurance claim form when it arrives and return it together with the car repair estimates. You should do this even when you are not so sure if you want to make a claim. You can even attach a written note stating that it is only for information purpose and that you may change your mind later and make a claim if the need arises. Make sure whatever format of information you send to the insurance company that you have a copy of your own.

The company should be able to get back to you with a confirmation letter within a week of receiving your claim form. If you have not heard from them within this time period, phone them to know what you should do next. If you are told to go ahead with the repairs, make sure you get the name of the person from the insurance company you speak to.

Questions to Ask a Car Accident Attorney Before Appointing Him or Her

Big cities usually mean a lot of traffic faced by residents. Car accidents in a crowded city are a common sight. Hiring a car accident attorney for gaining compensation can be advantageous for you and your family. There is always a margin of questions that need to be asked before choosing a car wreck lawyer. Meeting a lawyer is just the first step towards relieving your friends and family from the financial pressure of paying insurmountable amount of money.

Accidents can happen to everyone, they claim the lives of thousands of people. Speeding is one of the main causes of accidents that is preventable. Under some circumstances these accidents can claim the lives of the injured which is unfortunate for the lives of people associated with him or her. We may feel as if we are mercenaries if we think about financial matters when someone is injured. However practically this is the only solution for long term problems and probably the only way to provide facilities that can cure the injured person. In order to get compensation for the injury a car accident attorney must be consulted. This initiation is important because as long as you obtain the support of a car wreck lawyer you have a chance to procure compensation for the physical damage caused to the injured party as well as to the physical property. Lets try to analyze the kind of questions that need to be asked from a car accident attorney while appointing them:

Q1. What does the lawyer plan to do with your case?

This is the most important question since you will get to know the strategy of the lawyer regarding your case. The proceeding of the case and what does the car wreck lawyer think about your case can help you understand the chances of getting compensation for your efforts.

Q2. What is the experience of the car wreck lawyer in personal injury cases?

The relevant number of years a car wreck lawyer has spent in fighting a particular type of case can determine his expertise. Also you should know the number of cases he has won out of all his cases.

Q3. What type of policies does the law firm entail?

The manner in which the car accident attorney operates is determined by the policies set forth by the law firm. Be sure that the lawyer keeps you updated about every new clause of the case. The proceeding should be explained by the lawyer should be done so in a transparent manner.

Q4. What is the fee and does the lawyer intentd to take the money upfront before the case?

When you have an injured person to take care of it is hard to pay the fees of the car accident attorney beforehand. A lawyer that takes the entire fee afterwards would be a sensible option for you.

Car Ownership Made Easy with Used Ford Vehicles

The sight of an exorbitantly hefty price tag on a new Ford can be discouraging, especially if its your first attempt to buy a car. Strangely enough, some people hold the sentiment that the first car purchase should ideally be a new one. However, more often than not, financial constraints may hold you back from doing so.

Fortunately, you dont have to sulk about not getting a brand new Ford. In Calgary, Alberta, you can find at least 54 used car dealerships willing to provide you with a durable and certified used car. Indeed, just step into any one of them, and chances are, you will find a used Ford that suits your taste. Used Ford vehicles offer you the chance to enjoy the same comfort and safety found in a brand new Ford at less the price.

One of the main advantages of used Ford vehicles is they are far more affordable than other used cars. While their use from previous owners has somehow diminished their initial perfect qualities, used Ford vehicles are far from substandard. With proper maintenance and care, they can be as competitive as their newest counterparts.

Another advantage of used Ford vehicles is fuel efficiency. Ford cars are manufactured in such a way that they do not rip too much fuel from your gas tank. This inherent feature remains even as a brand new Ford becomes a used one.

Currently, excellent used Ford vehicles are on display in Calgarys auto dealers. One is the Ford Fiesta, which has been the UKs favorite small hatchback since its first launch in the 1970s. For residents of Calgary Ford Fiestas main attraction is efficiency in fuel consumption and excellent engines; for buyers, this is a virtual signal bell for cost savings. Additionally, a used Ford Fiesta will sport three- or five-door family hatchbacks.

Another interesting type of used Ford Calgary residents love is the Ford Mondeo. Considered as one of the most gorgeous cars in the market, it features new safety kits such as steering wheels that vibrate when the driver swerves out of lane, as well as rear doors and windows that lock to prevent children from accidentally getting out of the vehicle and into harms way.

Additionally, Ford Mondeo cars are outfitted with optional equipment that allows you to maintain cruise control in keeping set distance against the car in front. For car owners, this safety feature is what makes buying a used Ford vehicle a worthwhile endeavor. So, if you want an affordable used car that can match its newer counterparts, consider buying a used Ford Calgary. Learn more about used vehicles at hubpages.com.

Using Craiglist Cars And Trucks By Owner Section

I am sure you have heard of the website Craigslist by now. This guy named Craig started it as a way to share information with people in the San Francisco area. Long story short, 15 years later the site has established itself in about 700 cities in over 70 countries. It is one of the top 50 visited websites on the internet. It is a pretty good resource to find used equipment, baseball cards, real estate, you name it. One of the better resources is its cars+truck section and this is what we are going to focus on.

#1 Go to the Craigslist website
You will reach a pretty generic page with a list of 100’s of cities and states. If your closest metro area is listed, choose it. If not, pick your state and it will give you a list of areas to choose from.

#2 The ‘For Sale’ section
Under the ‘for sale’ section you will find a listing that says ‘cars+trucks’. This is where you can find almost an unlimited amount of listings. Some listings will be by private owners and some will be from the dealership. Either one is fine and can turn into a great deal for you.

#3 Bring someone with you when dealing with a private owner
When at all possible, have your mechanic friend go with you. Sometimes these guys can get a really good feel for what the car is worth just by starting, looking under the hood at the hoses and what not, and checking underneath for leaks. I can’t stress this enough. It would be worth setting up all your car appointments in one day, buy the mechanic lunch and check out the cars. Most people are honest, but just cover your bases.

#4 Dealer vs. By Owner
There are two people to buy from on this site: dealer or by owner. Buying from a dealership can be good because the dealership has a reputation and a standing in the community. They don’t want you to be unsatisfied, so hopefully they will represent the car in a true fashion. The price from the dealership may be a little bit higher though. The private owner on the other hand could be anything. They could be a con artist or a great person just trying to get a fair price for their car.

#5 Do your research
Pick the cars you are interested in and do some comparison online. It doesn’t take long to find out if what they are asking is too much too little, or just right.

Bottom line: a) go to the site; b) go to the car section; c) pick the cars you want to research; d) do some online research; and e) go check out the car with your mechanic if you can.

The research and the mechanic part are the most important. Try not to skip them.

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